What is VAT? VAT was introduced in South Africa in September 1991, replacing a pre-existing regime known as the General Sales Tax (GST)....

It’s the moment we dread – that big invoice we needed to be paid on time hasn’t been paid and now we are panicking as there are bills...

In this year’s State of the Nation Address (SONA), President Cyril Ramaphosa emphasised the role of government in helping businesses...

Taking the time to create a comprehensive budget may seem like a lot of work, but it will help you to unlock the financial insights you...

For businesses, particularly small businesses, preparation, and budgeting go hand-in-hand. Whether you’re running your first marathon,...

Everyone wants an accountant’s help when tax season strikes. Few people, however, know the kind of value HM Accounting can add outside of...

We have seen considerable changes in customer behaviour as challenges such as the pandemic, the unrest in July, and rolling blackouts...

Making money was probably at the top of your goal list when you decided to start your business. However, most business owners struggle...

As a business owner, you don’t want to take too much and drain your business. However, you also don’t want to take less than what you...

Your business has survived yet another year of pandemic uncertainty, changes, and curveballs. Do you know how you did it or did you ‘wing...

Many small business owners have their hands full with tax paperwork. If you’re one of them, the admin probably ranks low on the list of...

A wealth of data now exists on the difference a written business plan makes, especially for small or growing companies. In this post,...

Investors have little patience for badly written documents. You want your business plan to be as attractive and readable as possible....

It could be a new product or service you want to offer in your business, or the entire business model itself- the key is to validate the...

1. Do You Look Like a Professional or Freelancer? When you refer to what you do professionally, I recommend saying, “I’m a professional...

Do you know what the key numbers are in your business? The ones that you should be keeping an eye on and tracking on a monthly basis?...

As we head into Q4 and the season of promotions (Black Friday, Cyber Monday, Christmas deals etc) do you understand the impact that...

Tax for small businesses in South Africa Tax isn't at the top of many entrepreneurs' to-do list. There are plenty of other things that...

Learning how to calculate overtime for salary employees is not too difficult. Firstly, it’s best to keep in mind that all hours worked in...

Marketing your business doesn’t have to cost you a small fortune. There are plenty of low-cost marketing techniques that you can use to...